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Location: Fort Collins Colorado
Date of graduation: 2009
Years in practice: 4/2.5 in private practice
Years of non-insurance dependency: 2.5
Listen to Interview
City/State/Province of Practice:
Fort Collins Colorado
Date of graduation from chiropractic school:
Years in practice?
4/2.5 in private practice
What percentage of your collections are cash?
How many years have you been a non-insurance dependent practice?
If you converted from insurance dependence to non-insurance dependence (NID), what percentage was insurance before?
We started our practice 100% cash
Why type of practice do you have, i.e. family, wellness, sports, etc.?
Family wellness
Why do you not take insurance?
We wanted to base our care on what the patient needs, not what insurance dictates. Also did not want to hassle with insurance for every single patient and were able to look far enough in the future to see the future of chiropractic is cash practices.
Please share with us your number 1 best practice for being NID?
We are able to serve more families by having affordable family plans. We always know how much money we will collect that month due to 95% of our patients being on a cash plan that just pulls from their account every month instead of having to wait and guess how much the insurance would pay us. Also we get to dictate each and every person's treatment plan without having to worry how much insurance will cover. Basically the peace of mind of going all cash is worth more than anything else.
What advice do you have for chiropractors out there that are insurance dependent?
Most chiropractors go through school with a dream and vision of how they will be a successful doctor and make a difference in their community. I would guess that none of those dreams and visions involve calling an insurance company to see how much care they are "allowed" to give their patients. Going to a cash based practice allows you to take control and empower the patient to do what's best, not what is "permitted." I can tell everyone that it is easier than you think as we have only had a handful of patients in 2.5 years that did not see the benefit of paying cash for their health. Make the transition!
Briefly, how did you switch over?
What were the largest hurdles?
The largest hurdle was family and friends telling us we would not be able to make it without insurance. Once we got past the mental aspect, it was smooth sailing and we never looked back with regret as we love being a cash practice every single day.

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