Bourbonnais, IL
1984
30 years
70-75%
Just transitioning slowly over the past few years.
At one time over 70% but that was about 8 years ago.
We have a total family and wellness practice.
Chiropractic is based on wellness and insurance is “sick care” based. That is a major contradiction. By not taking insurance, it compels me to give a higher quality of adjustment and education to the patient.
Taking the focus off of insurance through education and care. I tell patients the truth about they need to get well and don’t think about (or even address) what insurance coverage they have. We have easy payment plans to work with most budgets. We go over all financial arrangements at the ROF.
Insurance coverage for chiro care will continue to decline so there is no future in it. I would begin the process now for congruency and peace of mind.
By getting out of network with the worst payers and gradually dropping all. We will still bill to their insurance but we are not contracted to do any write-offs if they don’t cover and the patient is responsible.
First, my mindset (philosophy) of chiropractic and then to help patients understand the need for chiropractic care and their responsibility for their own health. Now is the time because patients know that co-pays and deductibles are sky rocketing so they have little benefits (if any) regardless.